Kenny and I weren't looking forward to taking Charlie to the mall to stand in a horrible line to take a picture with Santa. A few months ago, we opened a bank account for Charlie at our local, very friendly bank. The personal banker happily informed us Santa would be making an appearance in December on a Saturday morning! Fabulous! We even got a post card reminder in the mail. And it was fabulous! No line...snacks...a banker taking pictures and putting them in snowflake ornament holders. And it was all FREE!! The best parenting decision we have make yet!